Avoiding Identity Theft

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Today's world can be a very dangerous place. While there are a lot of people who have your back and are looking out for your well being, there will be just as many people out there that will have a malicious mindset and are looking to hurt you when possible. Now it is nothing about you in particular it is more just anyone that can be taken advantage of. One of the most dangerous things that can happen to people is if their identity gets stolen. People can do a lot of damage by committing identity theft and rack up hundreds or thousands of dollars onto your credit cards.

It is very dangerous and the ways that people end up with that information in ways can be miraculous, but with all that being said there will be many things that you can do which will end up saving you so that you do not have to deal with this problem ever in your lifetime. Trust me if you can make it through life without going through identity theft then you will be much better off in the end.

Ways to Save Yourself

After years of helping others with poor credit finance to buy a car we have learned a lot of tips and tricks when it comes to every aspect of finances. When you are improving your credit know that there are many chances for you to get taken advantage of and hurt substantially all because someone got their hands on some information that they shouldn't have.

Avoid Identity TheftHere are some of the tips that can help you out:

  • Check your credit report at least once a year
  • Consider signing up for a credit monitoring service
  • Take care of financial accounts and transactions online
  • Check out your bank account online frequently and watch for suspicious activity
  • Avoid mailing out checks to pay your bills
  • Keep your computer safe by keeping firewall and anti spyware programs on your computer
  • Limit information shared on social websites
  • Never provide personal information to strangers
  • Beware of strange web links in emails or text messages
  • Do not respond to strange automated phone messages that ask for personal information
  • Shop on secure websites
  • Reduce unnecessary access to your personal information

    • As long as you follow these you should not have a problem with keeping you and your identity/credit safe.

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Do you meet the basic qualifications?

  • At least 1 year with current employer
  • A minimum income of $1,500 per month
  • No repossesions within the last year
  • Any bankruptcies must be discharged
  • Money down may be required, but not in all cases
  • Must be a current resident of the U.S. or Canada