The Official Auto Financing Site of AUTO CREDIT EXPRESS®
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The most common series of questions we receive pertain to direct loans. FundingWay is not a direct lender. We are a car buying service for people that are unable to qualify for direct loans.
To begin the secure application type in your zip code:
At least $1,500 gross monthly income required for credit scores less than 625.
All Bankruptcies must be discharged.
No repossessions in the last year unless included in a bankruptcy.
Loans are for automobile purchases from our authorized licensed car dealer partners.
US Residents at least eighteen years of age.
Financing Options We Do Not Support
Finance Motorcycles
Finance private purchases.
Refinance current loans.
Arrange financing for purchases from non-network dealers.
All loans are processed through our local dealer partners. Approved loans are for the purchase of a vehicle from our local dealer partner. For quality control purposes we limit the number of authorized dealers in each area.
I've tried other online services and local auto dealers. How can FundingWay.com help when others can't?
It starts with our credit application. Many other websites collect only enough information to obtain your credit report. Our application is the most comprehensive in the industry. It was designed by scores of experienced finance managers that have placed tens of thousands of loans for people with special needs. Our application takes into account variations among numerous lender score cards allowing our finance managers to evaluate your credit profile quickly and accurately.
FundingWay.com partners with the leading special finance auto dealers across the country. Each of our affiliated dealers has the lending resources, expertise, and inventory available to place special finance loans.