Buying A Car With No Money Down And No Credit Check

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  2. Buying A Car With No Money Down And No Credit Check
With winter in full swing, you may find that your vehicle is in dire need of being replaced. But your budget is pretty tight after the holiday rush. You don't have anything you can put down on a vehicle for a down payment. And if that's not enough, you don't even want anyone to look at your bad credit report. So where on earth are you going to find a dealer that can help you?

Fortunately there is some great news! Here at FundingWay, we know life can and usually does catch up with us at the worst of times. That's why we work with the best dealers in the US and Canada that want to help you find the vehicle that will help both you and your family to better times. Because our dealers specialize in subprime auto lending, they understand you may have little or nothing to put down on a vehicle, so that's not a problem at all. They work with many people everyday who have bad credit, low credit and even bankruptcies in their past. So they know what it takes to finance you into a great automobile.

Regular Auto Financing Lenders

Many other websites and lenders only collect enough information from you to merely access your credit report. You simply become another application and number. And if your credit is anything less than perfect, you usually never hear from anyone. However, in today's economy, those methods help fewer people than ever.

Why FundingWay is Better

Our application was specially created and is considered one of the most comprehensive in our industry. It was designed by extremely experienced finance managers that know what information they need to get you well on your way to your next vehicle. The application takes into account many different facets to evaluate your financial situation more accurately.

Unfortunately we can't guarantee that we can help everyone into a vehicle, but here are a few requirements that can certainly boost the possibilities:

  • Have a gross (before taxes) monthly income of at least $1500
  • No repossessions in the last year
  • All bankruptcies be discharged
  • Be a US resident at least 18 years of age
The next thing you can do is apply now! We'll review your application and find a local dealer that will be happy to work with you to find the best vehicle for you and your loved ones.

Car Loan Auto Financing Online

Do you meet the basic qualifications?

  • At least 1 year with current employer
  • A minimum income of $1,500 per month
  • No repossesions within the last year
  • Any bankruptcies must be discharged
  • Money down may be required, but not in all cases
  • Must be a current resident of the U.S. or Canada