Make Sure You Do All Of Your Christmas Car Shopping

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  2. Make Sure You Do All Of Your Christmas Car Shopping
The holiday of giving is upon us and right around the corner is going to be the big day! Have you made sure to finish all of your Christmas shopping? We all know it is simply miserable heading into the malls during this time of year because everyone is going to be there and it makes it hard to just run in and run out. That is going to be the case for malls though where you get clothes, toys, electronics, or whatever else is on the wish list of the person or persons you are shopping for. If you need to get financed for a car loan with little or no credit and purchase yourself your very own little Christmas present then be thankful that the dealerships are going to be pretty bare.

Having a clear dealership is going to mean a lot of good things for you. The first one is that there will be a significantly less amount of people so you will not have to fight for service or have to worry that someone is going to swoop in and take the vehicle you are looking at. Also the dealers will be much more likely to help you make a good deal. If you know that this is their slow season and that they are getting a lot less traffic use it to your advantage.

Know to Negotiate

Whenever you go to purchase a vehicle you should be thinking about negotiating and how you are going to be getting a better deal on your automobile. Dealers are going to know if they have a lot of foot traffic that they do not need to be that flexible because someone else is going to come in a few hours later that is willing to pay the price that they are asking. When it is cold though and people are not heading to the dealership like they do in the summer time then their leverage is gone.

Once you take that from them you will all of the leverage in your favor and can work them over for a much better price on your automobile. A car is a major purchase even if it is a used vehicle that is worth a lot less it still is likely to cost you a few thousand and need to finance.

So embrace the holiday season and go out and get the vehicle you have been in need of. What is going to be a better gift to yourself than a new ride? If you want to get started in the pre-approval process you can apply for a loan here and be down at the dealership as soon as today!

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Do you meet the basic qualifications?

  • At least 1 year with current employer
  • A minimum income of $1,500 per month
  • No repossesions within the last year
  • Any bankruptcies must be discharged
  • Money down may be required, but not in all cases
  • Must be a current resident of the U.S. or Canada