Last Resort Way To Buy A Vehicle

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It seems that there are a thousand and one different ways that you can purchase a vehicle. If you do not have the finances available immediately then you move on to financing, but if your credit score is not exactly an attractive sight then you may feel lost. Feeling lost or hopeless is not something that anyone wants to experience when they are in need of financing a vehicle, so what would be the last resort option to purchase an automobile?

What to Do

There are a few options open to you when you feel like you are out of options and one of them is going to be buying a car from a buy here pay here dealership. These dealerships will get you into a vehicle bottom line. How can these dealers accomplish this? It is simple; they approve you to make a purchase not based on your credit score, but instead they base it on the amount of income that you make.

There obviously has to be a reason why these should only be a last resort then... and there is. The big problem that people have with buy here pay here or tote the note dealerships is that they know they are your last resort and will jack up interest rates. On top of that they will sometimes do things such as install software into the vehicle so that if you are even a minute late on your payment they can shut off the vehicle. Regardless of that though it is going to be an option if you are desperate to get a vehicle and feel like that you have exhausted all potential options.

An Alternative

If buy here pay here does not sound like your type of deal then there will be one more option that has all of the benefits and none of those downsides. Getting pre-approved for a loan will solve the problem. Most dealers are not going to approve you when you go in on your own because there are a lot of dealers that will not work with people who have bad credit. Well when you get pre-approved not only are dealers going to be found for you, but you will have already been checked out and decided that yes you are able to purchase a vehicle.

Here at we make this process easy for you. We guarantee that if you fill out an application we will find someone who will approve you. It is as simple as that, no strings attached, and anywhere in the United States or Canada. Now you can't do much better than that can you?

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Do you meet the basic qualifications?

  • At least 1 year with current employer
  • A minimum income of $1,500 per month
  • No repossesions within the last year
  • Any bankruptcies must be discharged
  • Money down may be required, but not in all cases
  • Must be a current resident of the U.S. or Canada