Credit and Debt Resources

In order to provide additional support for people with credit concerns, we have compiled some of the best credit and debt resources for our visitors to take advantage of. We encourage anyone who is concerned about credit to utilize one or more of the following resources.

Why Is It So Important to Regularly Examine Your Credit Report?

By routinely checking your credit report and score, you can see where you stand with auto loan financing companies and also determine if there is anything on your report that shouldn't be.

Additionally, many insurance companies and employers examine credit reports to determine the credibiilty and reliability of potential clients or employees. Make sure you know what they know!

How Can I Check My Free Credit Score Right Now?

You can learn your credit score and what is on all three of your credit reports. Instantly access your reports and scores today to take the first step in improving your credit score and taking control of your credit future. Click below to get started now.

What Does It Mean to Repair My Credit Report?

Improving your credit report pertains to the utilization of certain methods by which your credit score can go up as a result of harmful items being removed from your credit profile.

With a combination of debt settlement, debt counseling, debt consolidation and other practices, negative items will fall off of your credit report and positive marks will get placed on it.

What Are Some Benefits of Getting My Credit Repaired?

A higher credit score means lower auto loan interest rates, and easier approval for other items such as mortgages, lines of credit, and personal loans, and a greater potential for personal savings.

What is the Purpose of Debt Consolidation?

Are you drowning in high interest credit card debt or other unsecured loans? Are you paying outrageous fees in addition to the killer interest? If the answer is "yes" then debt consolidation can benefit you.

Debt consolidation works by taking all of your unsecured debt, such as credit cards and personal loans, and rolling them all into one new loan with a lower interest rate and smaller payments.

I Want to Consolidate My Debt. Where Do I Start?

Start by clicking on the button to get a free savings estimate. Your specific details will be evaluated and a precise plan of action for consolidating your debt will be formulated.

When Should I Start Worrying About Foreclosure?

As soon as you have reason to worry that your house may be in danger of foreclosure, you should act immediately to have the best chance to save your home.

When facing foreclosure, the worst thing you can do is nothing at all. Across the country people are losing thier homes even though it could have been avoided in so many cases.

What Can Be Done to Stop Foreclosure if I'm at Risk?

Our Foreclosure Prevention Specialists will negotiate on your behalf to find a manageable repayment plan that works for you.

How Will the New Prepaid MasterCard® Benefit Me?

There is good news for people who are sick of paying ridiculous interest rates and unreasonable fees with their current credit card.

With the new prepaid SilverCard by MasterCard®, you get free deposits, free transactions, free account alerts, and much more. Use your SilverCard anywhere MasterCard® is accepted. You can even pay bills with it, such as rent or utilities.

How Can I Get Approved for A New Prepaid SilverCard?

Anyone can sign up for the SilverCard. There is no harsh approval process, and you can load your card at over 100,000 locations and withdraw cash at millions of ATMs.

What is A Cash Advance Loan/Payday Loan?

A cash advance loan, also called a payday loan, is a small-to-medium, short-term loan. It can be used for any purpose, and usually the cash will be deposited in the borrower's bank account by the next day.

Get up to $1,500 to use for overdue bills, unexpected car repairs, urgent medical emergencies, or anything that can't wait until payday.

Who is Eligible to Get A Cash Advance Loan?

Anyone can get a cash advance loan as long as they are over 18, are employed, and have an active checking account.